Strategies for Keeping Back to School Costs Low
As parents, there are few financial expenditures we look forward to with equal amounts of excitement and apprehension than the start of a new school year. Whether that means high tuition, or just getting the basics--books, binders, and clothes--the cost of making sure our kids are prepared for a year of academic rigor send shivers down our spine. In fact, the National Retailers Federation estimates that the average K-12 household will spend nearly $700 per child on back-to-school costs this year.
Where To Find Summer Activities for Families On a Budget
The end of the school year is finally upon us, and with the end of school comes a new challenge for Wisconsin families: what to do with all our kids? Not all families have the same financial resources to send kids to "sleep-away" camps, or even day camps, and not all families have one parent who stays at home. But just because resoucres might be thin for indulgent summer adventures, doesn't mean you have to be locked out of fun, safe, and helpful resources while your kids are home 24-7.
Mother's Day On a Budget
With Mother’s Day fast approaching (Sunday, May 8), we thought we’d put together a few budget-savvy ideas to help make your mom’s day special without destroying your personal budget.
Shopping for a Used Car When You Have Bad Credit
Assuming you don't have a home office or live within walking distance to your place of employment, few things in life can feel as defeating as wondering how you're going to get to work. And, living in a four-season state like Wisconsin, where weather can often be unpredictable, often complicates things even further. Not having reliable transportation can mean the difference between getting the job (or getting the kids to school, or being able to access medical attention) and...not.
Can $99 Down (Plus a Job) Get You a Car?
From coast to coast, we've all heard the promises of a lot of car dealers over the years, and perhaps none more so than the promises of some dealers to get you into a car for just under a hundred bucks. On the surface, this sounds like a terrific deal--just prove you have a job, and into a car you go! But as with all promises that sound too good to be true, the $99 down might take the cake as the least helpful for most people.
Get Prepared To Buy a Car for the First Time
Congratulations! You're taking the plunge on buying a car for the first time. The great wide world of American highways and biways awaits you--and with it, great responsibility for being a responsible motorized vehicle operator. If you're in the market for you first car, you've probably already done some basic research--like what sales are going on around you, are there any tax incentives to take advantage of, whether or not you're going to buy new or used, and, of course, what color your new ride needs to be.
Holiday Spending Guide
Bad credit or not, no one wants to be The Grinch when it comes time to open up our wallets during the holidays. Whether it's dining out, hosting parties, or purchasing presents for loved ones, we all desire to be a little more generous this time of year. And it's possible to be just that--even if you're experiencing bad credit, or are trying to rebuild your credit--by keeping just a few important guidelines for spending in mind.
Savvy Budgeting Tips From The Budgetnista
We're a big fan of the blogger / writer / public speaker The Budgetnista. If you're looking for ways to jumpstart your family or personal budgeting, and haven't already given her a gander, we highly encourage you to check her out.